Personal Loan

For the things in life that matter most to you.

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms and Conditions Apply.
Personal Loan
Loan amount € 500 APR* = 9.2 %
  • Loan Amount € 500
  • Monthly Payment €0
  • Loan Term 1 Years
  • Total Repayments €0
  • Total Cost of Credit €0

Please note:

This web page is for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing. Whilst every care has been made in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes made.
By clicking APPLY NOW I agree to Terms & Conditions here

Car Loan

Spanking New or Vintage, we've got a loan for you with no balloon payments or hidden fees!

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms and Conditions Apply.
Car Loan
Loan amount € 500 APR* = 9.2 %
  • Loan Amount € 500
  • Monthly Payment €0
  • Loan Term 1 Years
  • Total Repayments €0
  • Total Cost of Credit €0

Please note:

This web page is for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing. Whilst every care has been made in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes made.
By clicking APPLY NOW I agree to Terms & Conditions here

Home Improvement

Our home improvement loan has highly competitive interest rates and an easy repayment schedule.

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms and Conditions Apply.
Home Improvement
Loan amount € 500 APR* = 9.2 %
  • Loan Amount € 500
  • Monthly Payment €0
  • Loan Term 1 Years
  • Total Repayments €0
  • Total Cost of Credit €0

Please note:

This web page is for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing. Whilst every care has been made in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes made.
By clicking APPLY NOW I agree to Terms & Conditions here

Student Loan

For that next milestone in your life , we've got you covered with a student loan.

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms and Conditions Apply.
Student Loan
Loan amount € 500 APR* = 6.7 %
  • Loan Amount € 500
  • Monthly Payment €0
  • Loan Term 1 Years
  • Total Repayments €0
  • Total Cost of Credit €0

Please note:

This web page is for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing. Whilst every care has been made in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes made.
By clicking APPLY NOW I agree to Terms & Conditions here

Loan Within Savings

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms and Conditions Apply.
Loan Within Savings
Loan amount € 50,000 APR* = 6.7 %
  • Loan Amount € 50000
  • Monthly Payment €0
  • Loan Term 15 Years
  • Total Repayments €0
  • Total Cost of Credit €0

Please note:

This web page is for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing. Whilst every care has been made in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes made.
By clicking APPLY NOW I agree to Terms & Conditions here

Wedding Loan

Now that you've said I Do , let us take you a step further up the aisle with our wedding loan.

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms and Conditions Apply.
Wedding Loan
Loan amount € 500 APR* = 9.2 %
  • Loan Amount € 500
  • Monthly Payment €0
  • Loan Term 1 Years
  • Total Repayments €0
  • Total Cost of Credit €0

Please note:

This web page is for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing. Whilst every care has been made in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes made.
By clicking APPLY NOW I agree to Terms & Conditions here

Contact information

Are You a Member of People First Credit Union?

You never know when you need a bit of financial help to pay for essential items or help you achieve your dreams.

One of the main ways we support our members is by offering competitive loans. Our loans are provided on reasonable terms to our members. The interest charged on our loans is injected back into the local community for the benefit of everyone.

We provide loans for cars, weddings, holidays, education, home improvements and more.

The maximum amount you can borrow is €100,000.

Applying for a loan

Applying for a loan is easy. Decisions are made quickly on loan applications.

 

To apply for a loan, please download and complete the form below. Then bring it into one of our offices. Or just speak to one of our staff members in any off our offices. We’ll be delighted to help you with your loan application.

 

Please note that you’ll need to provide 3 months up-to-date bank statements and two recent payslips with your loan application, you will also need to have your account updated with sufficient ID and proof of address.

Application form

Interest Rates

We charge competitive interest rates for the loans we provide.

Our interest rates are currently as follows:

  • Special rate Secured Loan 5.49% (typical APR 5.63%)

 

  • Student loans 6.5% (typical APR 6.7%)
  • One year loan that cannot be topped-up 5.99% (typical APR 6.1%)
  • Other personal loans 8.99% (typical APR 9.2%)

 

Terms and conditions apply to each type of loan.

 

We do not charge interest on interest and don’t have hidden charges. Due to our low interest rates and free loan insurance, we’re the best option for borrowing money.

 

Click here to calculate your loan repayments

The duration of a loan is linked to the purpose of the loan.

  • Car insurance and holiday loans are usually repaid over one year
  • Car loans are usually repaid over three to five years
  • Home improvement loans are usually paid over a period longer than five years

 

No matter which loan you take, you have the option to repay your loan quicker than the stipulated repayment term without any penalty.