PERSONAL LOAN

Have you got a dream that some financial assistance will help you realise? Then speak to us. We’re here to help you turn your dreams into reality

It’s easy to apply for a personal loan with us.

Either download and complete the application form before you apply, or we’ll help you do it in our office.

  • Apply online
  • Visit us in one of our offices
  • Call us on the phone
Personal Loans

For the things in life that matter most to you.

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms and Conditions Apply.
Personal Loans
Loan amount € 500 APR* = 9.2 %
  • Loan Amount € 500
  • Monthly Payment €0
  • Loan Term 1 Years
  • Total Repayments €0
  • Total Cost of Credit €0

Please note:

This web page is for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing. Whilst every care has been made in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes made.
By clicking APPLY NOW I agree to Terms & Conditions here

Contact information

Are You a Member of People First Credit Union?

Flexible loan schedule

Pay off your loan early with NO penalties, NO fees, Nothing !

Speed and convenience

A decision on your loan will be made quickly.

Low Interest Rate

Loans suited to you that are affordable, stress fee and quick !

No fees or charges

Sick of paying bank fees? Switch your account to us and pay ZERO fees

Personal attention

We care about our members and pride ourselves on our member service

What Do I Need To Apply

Please read below to see what we will need for your application.

1

INCOME DETAILS

  • Proof of PPSN (Payslip, document from Revenue or Department of Social Welfare)
  • 2 recent receipts of any income you receive (this may include payslips, social welfare receipts, children’s allowance receipts, pension receipts).
  • If you are Self Employed we would look to see your most recent Form 11 Notice of Assessment and your most recent set of audited accounts.

2

FINANCIAL STATEMENTS

  • 3 months up to date bank statements, dated as close to the application date as possible, (your statements should show your income and any mortgage/rent or loan payments that you may have).
  • If you are Self Employed we would require 6 months up to date business bank statements in addition to statements for your personal account.

3

ADDITIONAL DOCUMENTATION

  • Photo ID (Passport or Drivers Licence)
  • If you are married/cohabiting, we would also look to see income details and financial statements (listed above) for your spouse/partner.
  • If you are applying for a student loan we require proof of your course, we may also ask a parent to go as guarantor on your loan.
  • If you are switching your loans to us we would ask that you provide a 6 month statement on the loans/credit cards to be switched.