Financing your home improvement with our loan is fast and easy

We Will Help You Do It

Looking to remodel, fit a new kitchen or convert the attic? Our flexible home improvement loan has you covered.

Finance Big or Small Projects

Borrow up to 50,000. We will help you do it yourself.

Easy Application, Fast Decision

Applying online is easy. It takes less than a minute!

Join & Apply

No waiting for new members. Join and apply for a loan on the same day!

  • Replacing your Kitchen?
  • New Furniture?
  • Extension?
  • Attic Conversion?
  • Insulation?
  • Double Glazing?

Get a new suite of furniture

Whatever you need to do to make your house more cozy, we’re here to help finance it. Start your application online or call us on 057 8622594


Turn an attic into a living space

Our home renovation loan could help you turn your house into your dream home. We lend between up to €50,000 for maximum term of 10 years for your home renovations.


In Need of Home Improvements? We've got a Loan for You!

Whether you intend to revamp the garden, convert your attic or get a new kitchen; be sure to consider all the benefits of covering the costs with a Home Improvement Loan from People First Credit Union. Watch our video to see how we helped Mai and Enda upgrade their home.

You can borrow up to €50,000 from us to create your dream home.

€10,000 over 5 years

260 Weekly Payments of €47.76
Representative APR 9.4%
Total Amount Payable €12,414.41

€15,000 over 5 years

260 Weekly Payments of €71.63
Representative APR 9.4%
Total Amount Payable €18,622.29

€25,000 over 5 years

260 Weekly Payments of €119.38
Representative APR 9.4%
Total Amount Payable €31,037.37

Information correct as at 21/08/2018. Whilst every care has been made in the production of this information,

it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at People First Credit Union.

Loans are subject to approval. Terms and Conditions apply. For more information contact us on 057 8622594

Home Improvement

Our home improvement loan has highly competitive interest rates and an easy repayment schedule.

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms and Conditions Apply
Home Improvement
Loan amount € 500 APR* = 9.2 %
  • Loan Amount € 500
  • Monthly Payment €0
  • Loan Term 1 Years
  • Total Repayments €0
  • Total Cost of Credit €0

Please note:

This web page is for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing. Whilst every care has been made in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes made.
By clicking APPLY NOW I agree to Terms & Conditions here

Contact information

Are You a Member of People First Credit Union?

Flexible loan schedule

Pay off your loan early with NO penalties, NO fees, Nothing !

Speed and convenience

A decision on your loan will be made quickly.

Low Interest Rate

Loans suited to you that are affordable, stress fee and quick !

No fees or charges

Sick of paying bank fees? Switch your account to us and pay ZERO fees

Personal attention

We care about our members and pride ourselves on our member service

What Do I Need To Apply

Please read below to see what we will need for your application.



  • Proof of PPSN (Payslip, document from Revenue or Department of Social Welfare)
  • 2 recent receipts of any income you receive (this may include payslips, social welfare receipts, children’s allowance receipts, pension receipts).
  • If you are Self Employed we would look to see your most recent Form 11 Notice of Assessment and your most recent set of audited accounts.



  • 3 months up to date bank statements, dated as close to the application date as possible, (your statements should show your income and any mortgage/rent or loan payments that you may have).
  • If you are Self Employed we would require 6 months up to date business bank statements in addition to statements for your personal account.



  • Photo ID (Passport or Drivers Licence)
  • If you are married/cohabiting, we would also look to see income details and financial statements (listed above) for your spouse/partner.
  • If you are applying for a student loan we require proof of your course, we may also ask a parent to go as guarantor on your loan.
  • If you are switching your loans to us we would ask that you provide a 6 month statement on the loans/credit cards to be switched.